Savings Goals  
Setting a goal is a crucial step in meeting your savings objectives. Do you have specific savings goals, or are you merely hoping you’ll have enough when the need arises? This calculator is designed to help you determine how much you need to save each year to meet your savings goals.
     

What is the total value of your savings? (Add up your bank accounts, investments, and other liquid funds. Do not include pension plans and home equity.)

$

How much would you like to have in the future? (Try to match a specific savings goal with a dollar figure. This will provide greater meaning and motivation.)

$

How many years do you have to save? (Write down the time frame for your goal.)

What after-tax return do you expect on your investments (0 percent to 10 percent)? (Estimate the return on investments based on the time frame and the investment vehicles used for a particular savings goal. Remember to adjust for taxes.)

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VantagePointe Financial Group
3333 Evergreen NE, Suite 200 • Grand Rapids, MI • 49525
Phone: 800-543-3306 • Fax: 616-534-1340
• a104@jhnetwork.com

VantagePointe Financial Group is independent of John Hancock and Signator Investors, Inc. 3333 EVERGREEN N.E. - Grand Rapids, MI 49525 - 616-534-9623

We are licensed to sell Insurance Products in the following states: Alabama, California, Colorado, Delaware, Florida, Georgia, Illinois, Indiana, Kentucky, Maryland, Michigan, Minnesota, Missouri, North Dakota, Nebraska, New York, Ohio, Pennsylvania, Puerto Rico, South Dakota, Tennessee, Virginia, Washington, Wisconsin.

We are registered to sell Securities in the following states: California, Colorado, Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, Minnesota, North Carolina, North Dakota, Nebraska, Nevada, Ohio, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Washington, Wisconsin.


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3333 EVERGREEN N.E. - Grand Rapids, MI 49525 - 616-534-9623

Offering John Hancock insurance products.
Securities and Investment Advisory Services offered through Signator Investors, Inc.,
Member FINRA, SIPC, a Registered Investment Advisor.

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